In March 2010, Nic and Stef bought some land in Pemberton. And in October 2011 they found they were expecting a baby. Now they just have to build a house... and a home!

Budget

Here's how the costs are adding up:

LOT PURCHASE
March, lot + $200,000
March, GST + $10,000
March, Property transfer tax + $2,000
March, Security deposit $5,000 (we'll get this back on construction completion)
March, property tax rebate - $289.08
March, dyking fee rebate - $31.01
March, legal fees + $995.00
March, geotech consultant + $85
March, realtor kick-back - $675

HOUSE DESIGN and PERMITS
April, advice from a designer - $85
April 2010-April 2011, design by James Hall - $4122
Feb 2011 - Home builder's license (HPO) $460
April 2011 - payment to the municipality $250
April 2011 - prints of plans - about $100
April 2011 - permit to build $4050

SITE PREP

BUILDING
May 2011 - lumber for foundation frame $822

TOTAL SO FAR: $227,500
TOTAL (GOAL): $550,000